Home Insurance

Your home is usually the biggest purchase you will make and is your most valuable asset. If you have any damage, you need a California insurance agent that will find the best company to fit your needs and settle your claims quickly. At Ultima Insurance & Financial Services, we will help you find the right fit for your needs by providing quality service and affordable pricing.

Homeowner policies will differ on where you live, the valuables in the home, and which coverages you choose. A comprehensive plan will cover you financially if you have a loss due to fire, theft, or other events, in addition to the event if someone is injured on your property.

 

At Ultima Insurance Services, we have home insurance specialists that can tailor a specific package to your needs and risks. We have access to many top-rated companies to find you the best fit at a fair price.

 

We can quickly compare rates to ensure you don’t have any gaps in coverage down the road.

  • Property Coverage – to pay for repairs to your home, garage, or other buildings that are damaged.
  • Personal Property – if you have a loss of valuables in your home like jewelry, electronics, or guns due to theft or damage.
  • Liability – this will cover if there is a claim when someone is injured or their property is damaged.
  • Medical Expenses – this would be medical coverage for someone that is injured, other than a resident, on your property.
  • Living Expenses – if you have a complete loss, you may need extra temporary housing or food when you’re forced from your home.
Ultimate Insurance Services Home Insurance

There may also be other coverages that you may want to consider in addition to your basic homeowner’s policy. These may include personal umbrella, automobile, flood, earthquake, or jewelry insurance. Our agents at Ultima Insurance Services can help you understand your other risks and help you evaluate whether you may need additional coverages in your California home insurance plan.

Personal Insurance Services

Ultimate Insurance Services Car Insurance

All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. California business from these unexpected expenses.

Read More

Ultimate Insurance Services Personal Renters Insurance

You may be speculative why it’s necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims.

Read More

Ultimate Insurance Services Personal Umbrella Insurance

Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.

Read More

Ultimate Insurance Services Life Insurance

Deciding on the right California Individual Life Insurance policy usually depends on your future goals. Whether you wish to provide a tax-free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes

Read More